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Home > Auto / Car Insurance - Newton IA & Sully IA - Interstate Insurance Services

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

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Auto Insurance Information

Auto Insurance in Newton, IA, Iowa Falls, IA & State Center IA

Whenever you get behind the wheel, you have to acknowledge the fact that you are engaging in a high-risk activity. Vehicles are heavy machinery that travel at high speeds. As a result, they are always at risk of experiencing extremely dangerous problems that could wind up hurting a lot of people and costing a lot of money. Vehicle owners, therefore, need to be prepared for anything, and one of the best ways to look out for yourself is to invest in quality auto insurance benefits. 

Interstate Insurance Services is Iowa’s trusted source of auto insurance and more. With our personalized assistance, you’ll be able to get the benefits that are designed to offer you optimized protection, and you’ll be able to do it all knowing that you’re working with a team of agents that is fully invested in each and every customer’s satisfaction. 

To get your policy, call us at (641) 792-7316 or request your free, no-obligation quote now! 

Common Auto Insurance Questions 

Why Do I Need Auto Insurance?

Cars are dangerous and expensive—there's no other way to say it. Try as you might to keep yourself safe when operating a vehicle, you cannot eliminate the risk that something can (and sometimes will) go wrong. To be prepared for anything, you should be able to rely on your auto insurance benefits. 

Following unexpected, unavoidable vehicle hazards, you might face mounting recovery costs which could easily prove substantial financial challenges. Rather than paying for these losses out of pocket, you can rely on your auto insurance to help you cover these costs. Therefore, you can move on from these inconvenient challenges without facing a large financial setback. 

How Much Auto Insurance Do I Need? 

Auto insurance policies offer many benefits, and you can usually carry the following within yours: 

  • Liability Insurance: When an accident is deemed your fault, this coverage help you pay for the damage you do to others (such as other drivers) who weren’t in the car with you.

  • Bodily Injury Liability Coverage: This plan pays for third-party medical bills and sometimes for death benefits.

  • Property Damage Liability Coverage: This pays for damage to the other party’s property.

  • Collision Insurance: This covers damage to your own vehicle that you sustained in a wreck.

  • Comprehensive Insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.

  • Medical Payments Coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills. It sometimes will cover other losses, like lost income.

  • Uninsured/underinsured Insurance: This insures you against damage caused by someone else who doesn’t have proper liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.


There are many other benefits that you might be able to add into your policy, such as: 

  • Roadside assistance

  • Rental car reimbursement

  • Custom parts coverage

  • Replacement cost vehicle coverage

  • Vanishing deductibles

  • Gap insurance

 

What Auto Insurance is Required? 

Iowa is a mandatory insurance state, and state law requires all registered drivers to carry at least the following auto insurance benefits: 

  • $20,000 Bodily Injury Liability Coverage per person

  • $40,000 Bodily Injury Liability Coverage per accident

  • $15,000 Property Damage Liability Coverage


It is highly recommended that you buy extended benefits beyond the minimum coverage. The better your benefits, after all, the better your assistance from your insurer will be following a challenge behind the wheel. We’ll help you increase your coverage to your advantage without forcing you to pay an exceptional amount of money. 

When Do I Need to Get Auto Insurance? 

You must carry auto insurance for as long as you have a driver’s license and are vehicle owner or regular operator. If you don’t own a vehicle, but still have a license, then you will often need coverage. However, you might be able to receive this benefit under a separate policy (such as a one belonging to a spouse). Regardless of vehicle ownership status, however, you need to make sure you have auto insurance backing you up whenever you get behind the wheel of a vehicle. 

Our committed team of agents will be there to help you always have the optimized benefits that will serve you to your greatest advantage. 

Insure your needs today!
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Location 111 1st Ave W
Newton, IA 50208

Phone: 641-792-7316
Fax: 641-792-0200

102 N Main St
Baxter, IA 50028

Phone: 641-521-5495
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