Workers Compensation

What Does Workers’ Compensation Cover?

Workers’ compensation insurance is coverage that helps employees who become sick or injured while working. Benefits may include disability benefits, wage replacement, vocational rehabilitation and death benefits. Coverage may vary, so be sure to learn more about your policy from an Interstate Ins Services, Ltd. agent today.

What Does Workers’ Compensation Insurance Cover?

Workers’ compensation insurance provides coverage for work-related illnesses or injury costs. Coverage may be provided for the following:

• Medical expenses
• Missed wages during recovery
• Compensation for fatal injuries
• Lawsuits related to work injuries or illness

Workers’ compensation may not provide coverage for the following scenarios:

• Injuries caused by intoxication or drugs
• Injuries from company policy violations
• OSHA fines

How Much Does Workers’ Compensation Insurance Cost?

The cost of your workers’ compensation insurance is going to be unique depending on a few factors:

• Your annual total payroll
• Your industry
• The type of work done by your employees
• Your claims history

Your rates have the potential to decrease over time as workplace safety is improved and overall determined.

Get Started Today

At Interstate Ins Services Ltd, we want to ensure your business is covered against everyday risks. Contact an agent today if you’re interested in getting started or have further questions.